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The Citi Rewards+ credit card stands out for its unique rewards system. Offered by Citibank, this card has no annual fee and is ideal for those looking to accumulate points practically and efficiently.
Its differential lies in its points rounding system, where all purchases are rounded up to the nearest multiple of 10. This means that small purchases also become valuable opportunities to accumulate points.
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Keep reading to discover all the benefits and how you can make the most of this innovative card. You will also learn how to apply for the card to take advantage of everything it has to offer.
About de Issuer
Citibank is one of the largest and most respected financial institutions in the world. Founded in 1812, the bank offers a wide range of financial services, including credit cards, loans, and investments.
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The Citi Rewards+ credit card is part of Citibank’s portfolio of credit cards, designed to offer exclusive advantages to its customers. With a global presence, Citibank stands out for its commitment to security and innovation.
Its ThankYou points system allows customers to accumulate and redeem points in various ways, ensuring flexibility and value. Keep reading to learn more about the specific benefits of this card.
Benefits
Bonus Points: Earn 20,000 bonus points to use as you wish after applying for the card and making qualifying purchases.
Points Rounding System: The Citi Rewards+ stands out for its rounding system, where all purchases are rounded up to the nearest multiple of 10. This makes it easier to accumulate points, even on small transactions.
Sign-up Bonus: New cardholders can earn a points bonus by spending a minimum amount in the first three months. This bonus can be redeemed in various ways, including travel and shopping.
Points Refund: Receive 10% back in ThankYou points on the first 100,000 points redeemed each year. This means you earn even more when using your points for purchases, travel, and other benefits.
No Annual Fee: Enjoy all these benefits without having to pay an annual fee, making the card an economical choice to maximize your rewards.
Citi Rewards+ Credit Card – Fees and commissions
The Citi Rewards+ has no annual fee, which is a major attraction for many users. Additionally, it offers an introductory APR of 0% for 15 months on balance transfers and purchases.
After this period, the variable interest rate will be between 18.74% and 28.74%, depending on your credit evaluation. It is important to remember that rates can be updated by the bank, and you can get more information on the Citi website.
Card limit
The credit limit of the Citi Rewards+ credit card varies according to the applicant’s credit evaluation. Customers with a better credit history may receive higher limits, while those with limited credit may start with a lower amount.
In any case, the card offers flexibility to adjust your limit as needed. Additionally, after some time using your card responsibly, Citi may increase the customer’s credit limit.
Positive points
- Easy Points Accumulation:Unique rounding system facilitates point accumulation.
- Points Refund:10% back on the first 100,000 points redeemed annually.
- No Annual Fee:Save money while accumulating points.
Negative points
- International Transaction Fee:3% on purchases made outside the U.S.
- Eligibility:Requires a good credit history to be approved.
- Fewer Travel Benefits:Compared to dedicated travel cards, offers fewer advantages.
How to apply for Citi Rewards+
- Access the official Citibank website through a browser of your choice;
- Navigate to the credit cards section;
- Find the Citi Rewards+ and click “Apply Now“;
- Fill out the form with your main information;
- Submit your application and wait for approval;
- Receive and activate your card;
- Start using and accumulating points.
How to contact Citi Bank
For more information or assistance, you can contact Citi through:
- Phone: 1 800 950 5114;
- In-person: Visit the nearest Citi branch.
The Citi Rewards+ credit card is an excellent option for those looking for a credit card with no annual fee and a unique rewards system. Don’t waste time, apply for yours today and start accumulating points!
