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The Bank of America Premium Rewards Elite credit card is an exceptional choice for those looking to maximize their rewards on purchases. This card offers a unique combination of luxury benefits and generous rewards, ideal for those who want to get the most out of every transaction.
As a reliable and advantageous payment method, the Premium Rewards Elite stands out for its comprehensive offerings. Whether through travel credits, reward points, or airport lounge access, this card has something to offer everyone.
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And its advantages don’t stop there, as new customers can earn 75,000 bonus points to redeem for products and services. Interested? Then keep reading and find out how to apply for your card to enjoy these benefits.
About the Issuer
Bank of America is one of the largest financial institutions in the world, recognized for its solidity and innovation. With a wide range of financial products and services, the bank serves millions of customers globally.
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Bank of America offers various credit cards, each designed to meet specific consumer needs. The Premium Rewards Elite is one of the most premium products, aimed at those seeking a high-level experience.
With decades of experience in the financial market, Bank of America is synonymous with trust and security, ensuring that its customers are always well-served and protected.
Benefits
Significant Annual Credits: The Bank of America Premium Rewards Elite offers up to $300 in airline expense credits and $150 in lifestyle convenience credits, such as streaming services, food delivery, and fitness subscriptions.
Generous Points Accumulation: Earn 2 points per dollar on all dining and travel purchases, and 1.5 points per dollar on other purchases. Points can be redeemed for a variety of rewards, including travel, statement credits, and more.
Bank of America Premium Rewards Elite Lounge Access: Enjoy free access to over 1,300 airport lounges worldwide, providing comfort and convenience on your travels.
Comprehensive Protections: The card offers extensive insurance coverage, including fraud protection, constant monitoring of suspicious activities, and real-time notifications to protect your transactions.
No Foreign Transaction Fees: Ideal for international travelers, the card does not charge foreign transaction fees, saving money on international purchases.
Sign-Up Bonus: When you sign up, you can earn 75,000 bonus points after spending $5,000 in the first 90 days. These points can be redeemed for up to $750 in travel credits.
Rewards Boost for Preferred Rewards Members: Bank of America’s Preferred Rewards members can earn 25% to 75% more points on all purchases, further increasing the value of accumulated rewards.
Application Credits for Global Entry/TSA PreCheck: Receive up to $100 in application credits for the Global Entry or TSA PreCheck programs, making travel easier.
Bank of America Premium Rewards Elite – Fees and commissions
The Bank of America Premium Rewards Elite credit card has an annual fee of $550, justified by the numerous benefits it offers. The APR ranges between 21.24% and 29.24%, depending on the cardholder’s credit analysis.
It is important to note that fees and charges may change without notice, so it is advisable to check the current conditions directly on the official Bank of America website.
Card limit
The credit limit of the Bank of America Premium Rewards Elite varies according to the applicant’s credit analysis. Cardholders with a good credit history can expect higher limits, providing greater financial flexibility.
For new users or those with a limited credit history, the initial limit may be lower, with the possibility of an increase as the card is used responsibly.
Positive points
- Generous Annual Credits:Up to $150 in annual credits for various expenses.
- Lounge Access:Free airport lounge access through Priority Pass Select.
- Points Accumulation:Earn points on all purchases, with bonuses for travel and dining.
Negative points
- High Annual Fee:The $550 fee may be a deterrent for some users.
- No Introductory APR:There is no introductory APR period for new customers.
- Credit Requirements:Good to excellent credit history is required for approval.
How to apply for Bank of America Premium Rewards Elite credit card
- Visit the official Bank of America website;
- Select the “Premium Rewards Elite” card;
- Click “Apply Now“;
- Fill out the form carefully to avoid errors;
- Submit your application for bank review;
- Wait for the credit analysis;
- Receive approval if you meet the requirements and start using your card.
How to contact Bank of America
To contact Bank of America about the Premium Rewards Elite card:
- Call 800 932 2775;
- Visit the nearest Bank of America branch;
- Use the chat available on the institution’s official website.
The Bank of America Premium Rewards Elite is an excellent choice for those seeking a premium credit card with significant benefits and complete security. Apply now to receive the welcome bonuses!
