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American Express Hilton Honors Credit Card

Flavia Rozinholli
May 28, 2024

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The American Express Hilton Honors credit card can be your new financial ally. With it in hand, you can shop wherever and whenever you want while accumulating rewards that can be used later.

Moreover, the card offers access to exclusive discounts available only to Amex customers. This allows you to save while enjoying a premium financial experience.

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Curious to know more about how this card can transform your shopping routine? Then keep following our content and discover in detail all the benefits offered.

About the Issuer

American Express is one of the most renowned financial institutions in the world, known for offering high-quality financial products and excellent customer service. Founded in 1850, the company has a long history of innovation and leadership in the credit card industry.

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Additionally, American Express is recognized for its attractive rewards programs and exclusive benefits for its customers. With a wide range of credit cards, Amex caters to various consumer profiles, from frequent travelers to those seeking everyday advantages.

When it comes to the Hilton Honors card, the partnership between American Express and the Hilton hotel chain provides users with an unbeatable combination of benefits, rewards, and unique travel experiences.

Benefits

Point Accumulation: The American Express Hilton Honors card allows you to accumulate 7x Hilton Honors points per dollar spent at Hilton hotels, 5x points at restaurants, supermarkets, and gas stations in the US, and 3x points on all other purchases. These points can be used for stays at any of the more than 6,000 Hilton hotels worldwide.

Automatic Silver Status: Upon obtaining the card, you automatically receive Hilton Honors Silver status, which includes benefits such as the fifth night free on points stays and a 20% points bonus.

No Foreign Transaction Fees: Ideal for international travelers, the card does not charge foreign transaction fees, allowing you to save even more while enjoying your travels.

Amex Offers: Cardholders have access to exclusive American Express offers, providing discounts and advantages at a wide range of stores and services.

Gold Status with Spending: If you spend $20,000 on the card in a year, you can upgrade to Hilton Honors Gold status, which offers free breakfast, late checkout, and an 80% points bonus.

American Express Hilton Honors – Fees and commissions

The American Express Hilton Honors is known for its transparency regarding fees and commissions. This card has no annual fee and does not charge fees for transactions abroad, which is a great advantage for those who want to maximize benefits without incurring additional costs.

However, it is important to be aware of the following fees:

Interest Rate (APR): The variable interest rate can range from 20.99% to 29.99%, depending on your creditworthiness;
APR for cash advances: The rate is 29.99% and will vary based on the Prime Rate;
Late Payment Fees: If you do not make the minimum payment by the due date, a fee of up to $40 may be charged.

Fees and commissions may change without notice, so it is important to check the current terms on the American Express website before applying.

Card limit

The credit limit for the American Express Hilton Honors is determined based on various factors, including your income, credit history, and credit score, which are analyzed after submitting the application.

American Express regularly reviews account holders’ accounts and may offer automatic limit increases based on responsible card usage. This provides additional flexibility and purchasing power for users.

Positive points

NO ANNUAL FEE:
There is no annual fee, allowing you to enjoy all the benefits without extra costs.
NO FOREIGN TRANSACTION FEES:
Shop in various countries without having to pay extra fees.
POINTS PROGRAM:
Accumulate points on all card purchases.

Negative points

ELIGIBILITY CRITERIA:
Specific criteria must be followed to obtain approval.
FEW OPTIONS FOR POINT TRANSFERS:
Points accumulated with this card cannot be transferred to many airline loyalty programs or other hotel networks.
INTEREST RATES:
Rates can be high for those without a good credit profile.

How to apply for American Express Hilton Honors

Access the official American Express website;
Navigate to the American Express Hilton Honors page;
Click on “Apply Now”;
Fill out the application form with your personal and financial information;
Review and submit your application;
Find out if the card can be approved for your profile;
Proceed with the hiring in case of a positive response;
Wait for the analysis and approval of your request.

You will be redirected to the card website

How to contact American Express

If you need to contact American Express for more information or assistance, you can use the following methods:

1 888 297 1244 – For non-customers who want to acquire a personal card;
1 800 528 4800 – For those who already have an account;
American Express App – Contact the company via chat.

If you want to transform your daily purchases into incredible experiences, the American Express Hilton Honors credit card is the right choice for you. Don’t waste time, apply for your card today and start accumulating points for your next adventure!