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The American Express Blue Cash Preferred credit card is an excellent choice for those seeking to maximize their return on daily spending. This card offers impressive rewards in various common expense categories.
Besides its standout cashback program, the card also comes with insurance that makes your financial experience much more complete. And the benefits don’t stop there, as it is free of annual fees.
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If you want to start using a credit card that offers returns on all purchases and comes with additional benefits without an annual fee, keep reading to find out how to apply for this Amex option!
About the Issuer
The American Express Blue Cash Preferred is issued by American Express, one of the most respected and recognized financial services companies globally. Founded in 1850, American Express is known for its high-quality customer service and a wide range of financial products.
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American Express offers a variety of credit cards, each with exclusive benefits to meet different needs and lifestyles. The Blue Cash Preferred is one of its most popular cards, especially among those who want to maximize cashback on their everyday expenses.
With the Blue Cash Preferred, you will have access to a series of exclusive American Express advantages, including Purchase Protection, Extended Warranty, and global assistance, among other benefits.
Benefits
Supermarket Cashback: Earn 6% cashback on supermarket purchases with the American Express Blue Cash Preferred, up to a maximum of $6,000 per year.
Streaming Cashback: Receive 6% cashback on selected streaming services in the US, like Netflix and Spotify.
Gasoline Cashback: Get 3% cashback at gas stations in the US, helping you save on your daily commute.
Transportation Cashback: Enjoy 3% cashback on transportation expenses, including taxis, buses, and rideshare services.
Purchase Protection: Benefit from protection against damage or theft on purchases made with the card, with coverage up to $1,000 per occurrence.
Extended Warranty: Receive up to an additional year of warranty on eligible products purchased with the card.
Sign-Up Bonus: Earn $250 in cashback after spending $3,000 in the first six months of card use.
American Express Blue Cash Preferred credit card – Fees and commissions
The American Express Blue Cash Preferred has an annual fee of $95, waived for the first year. It is important to note that interest rates vary from 19.24% to 29.99%, depending on your creditworthiness.
Fees and conditions may be updated by the card issuer, so it’s essential to review the terms when applying directly on the American Express website. This ensures a more informed and transparent application process.
Card limit
The credit limit of the American Express Blue Cash Preferred card is determined based on your individual credit assessment. This means that people with better credit history may receive higher limits.
To ensure an adequate credit limit, it’s important to maintain a good payment history and avoid accumulating high debts. Once approved, you can obtain a limit increase by responsibly using the credit already granted.
Positive points
- High Rewards:Significant cashback in supermarkets, gasoline, and streaming services.
- Extra Benefits:Purchase protection and extended warranty.
- Wide Acceptance:Accepted domestically and internationally.
Negative points
- Annual Fee:$95 after the first year.
- Foreign Transaction Fee:2.7% on international purchases.
- Category Limitation:The 6% cashback on supermarkets is limited to $6,000 per year.
How to apply for American Express Blue Cash Preferred
- Visit the American Express website;
- Find the Blue Cash Preferred card from American Express in the credit card section;
- Click on “Apply Now“;
- Fill in your personal and financial information;
- Review the terms and conditions;
- Submit your application;
- Check if you are pre-approved, and if positive, proceed with the official application;
- Receive your approval and start using your card.
How to contact American Express
For additional information about the American Express Blue Cash Preferred, contact Amex:
- 1 888 297 1244 – For non-customers who want to acquire a personal card;
- American Express App – Contact the company via chat.
The American Express Blue Cash Preferred is an excellent choice for those who want to maximize their cashback on daily expense categories. Visit the American Express website and apply for yours today to start saving!
