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WSECU Cash Back Signature Credit Card

Flavia Rozinholli
May 28, 2024

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If you are looking for a payment method that offers cash rewards, the WSECU Cash Back Signature credit card might be the perfect choice. From attractive rates to exclusive benefits, it has a lot to offer.

Did you know that this card does not charge an annual fee? Additionally, it offers up to 1.5% cashback on all your purchases, meaning you can earn money back on every expense you make.

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And the advantages don’t stop there, as it is issued on the Visa network, allowing customers to make purchases worldwide. Want to know everything about this incredible credit card? Then keep following our content!

About the Issuer

WSECU (Washington State Employees Credit Union) is a credit union dedicated to providing accessible and high-quality financial services to its members. Founded in 1957, WSECU has grown significantly and now serves a wide community in Washington.

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WSECU’s mission is to promote the financial well-being of its members through innovative products and services. They offer a variety of credit cards, each designed to meet the specific needs of different types of consumers.

Additionally, WSECU is known for its commitment to the community and for supporting various inclusion and financial well-being initiatives, making it stand out from other companies in the same sector.

Benefits

Automatic Cashback: With the WSECU Cash Back Signature credit card, you automatically earn 1% cashback on all purchases and up to 1.5% in selected categories. It’s a simple and efficient way to save while you spend.

No Annual Fee: This card does not charge an annual fee, meaning you can enjoy all the benefits without worrying about extra charges.

Visa Signature Benefits: As part of the Visa Signature line, this card offers exclusive benefits, including identity theft protection, concierge services, and access to special offers on travel and entertainment.

Protection and Security: The card offers fraud protection, rental car coverage, and global customer assistance, ensuring you are protected in all situations.

Low-Interest Rate: With an interest rate ranging from 18.00% to 29.50% APR, this card is competitive and can be a good option for those who maintain a balance.

International: You can shop both inside and outside the USA with great security and peace of mind, as the Visa brand is accepted in millions of stores worldwide.

WSECU Cash Back Signature – Fees and commissions

The WSECU Cash Back Signature does not charge an annual fee, making it an economical option for many consumers. However, it is important to be aware of other associated fees and commissions.

The annual percentage rate (APR) varies from 18.00% to 29.50%, depending on your credit evaluation. There is also a balance transfer fee and a cash advance fee of 2% (minimum of $25.00).

If you still have any questions regarding the fees charged for this credit card, be sure to check the details directly on the official WSECU website.

WSECU Cash Back Signature – Card limit

The credit limit for the WSECU Cash Back Signature is flexible and can vary considerably based on the applicant’s financial profile. Typically, credit limits start at $5,000.

The maximum credit limit that can be obtained with this credit card is $50,000, which is considered quite high and satisfactory for those seeking greater financial freedom.

WSECU evaluates factors such as income, credit history, and existing debts when determining the credit limit. This card is ideal for consumers who need a substantial credit limit for their daily expenses and large purchases.

Positive points

CASHBACK PROGRAM:
The cashback program is one of the main attractions, offering significant returns in various spending categories.
NO ANNUAL FEE:
The absence of an annual fee makes this card an economical option.
EXCLUSIVE BENEFITS:
Access to additional Visa Signature benefits.

Negative points

INTERNATIONAL TRANSACTION FEE:
There may be fees for purchases abroad.
CASH ADVANCE FEES:
There are fees for cash advance situations.
ELIGIBILITY CRITERIA:
The card is approved only for those with a good credit profile.

How to apply for WSECU Cash Back Signature

Visit the official WSECU website;
Navigate to the credit cards section;
Select the WSECU Cash Back Visa Signature;
Click on “Apply Now”;
Log in;
Fill out the application form with your personal and financial information;
Review and submit your application;
Wait for the approval response.

You will be redirected to the card website

How to contact WSECU

To contact WSECU, you can use the following methods:

Phone: Call customer service at 1 800 562 0999, available 24/7;
Email: Send your inquiries to the email address provided on the official WSECU website;
Online Chat: Use the online chat available on the WSECU website for real-time assistance;
Physical Branches: Visit one of the WSECU branches for in-person assistance.

The WSECU Cash Back Signature credit card is an excellent choice for those looking for a credit card with great rewards and no hassle. How about applying for yours today and starting to enjoy all these advantages?