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With the U.S. Bank Cash+ Signature credit card, you have access to an incredible cashback program that adapts to your spending habits. Additionally, it has no annual fee, making it even more accessible and advantageous.
Issued under the Visa brand and with comprehensive security systems, this card can be the ideal financial solution for you if you are tired of options with high fees and few benefits.
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Next, you will learn much more about this option offered by U.S. Bank, including benefits, fees, credit limit, and a step-by-step guide on how to apply for yours today, check it out!
About de Issuer
U.S. Bank is known for its solid reputation and wide range of financial services. Founded in 1863, the bank stands out for its innovation and commitment to customer satisfaction, offering high-quality financial products, including the U.S. Bank Cash+ Signature credit card.
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As one of the leading financial institutions in the United States, U.S. Bank offers security and trust to its customers. With an extensive network of branches and a robust customer service system, you can count on efficient and personalized support.
The combination of tradition and innovation makes U.S. Bank’s products highly competitive. The U.S. Bank Cash+ Signature card is a clear example of the bank’s commitment to providing value and convenience to its customers.
Benefits
Choose Your Cashback Categories: The U.S. Bank Cash+ Signature credit card allows you to choose two quarterly categories to earn 5% cashback on up to $2,000 in combined purchases in those categories.
Prepaid Travel Cashback: Earn 5% cashback on prepaid bookings for airline tickets, hotels, and car rentals made directly through the U.S. Bank Rewards Center.
Daily Category with 2% Cashback: You can choose a daily category like gas stations, supermarkets, or restaurants to earn 2% cashback on all purchases in that category.
1% Cashback on Other Purchases: Receive 1% cashback on all other eligible purchases, ensuring that every expense contributes to your cash rewards.
Welcome Offer: Receive a $250 bonus after spending $1,000 in eligible purchases within the first 90 days of account opening. This initial offer is an attractive incentive for new cardholders.
No Annual Fee: The U.S. Bank Cash+ Signature card has no annual fee, allowing you to enjoy all the benefits without additional costs.
Comprehensive Protections: The card offers various travel and purchase protections, such as emergency assistance, car rental insurance, and card replacement in case of loss or theft. These protections ensure peace of mind during your travels and purchases.
Access to the Rewards Center: Cardholders have access to the U.S. Bank Rewards Center, where they can manage their cashback categories and redeem rewards conveniently.
U.S. Bank Cash+ Signature Credit Card – Fees and commissions
The U.S. Bank Cash+ Signature offers an introductory APR of 0% for purchases and balance transfers during the first 15 billing cycles. After this period, the variable rate ranges from 19.49% to 29.74%, depending on your creditworthiness.
Fees may be updated by the card issuer in accordance with applicable laws. To see updated fees, visit the official U.S. Bank website.
Card limit
The credit limit for the U.S. Bank Cash+ Signature credit card varies according to the applicant’s credit evaluation. Customers with a solid credit history may qualify for higher limits, providing greater flexibility in purchases and personal finance management.
Additionally, U.S. Bank may adjust the limit after approval. If you maintain good financial habits, the institution may increase the limit automatically, which is very positive.
Positive points
- Cashback Flexibility:Customize your cashback categories each quarter.
- No Annual Fee:Save without additional costs.
- Attractive Bonus:Enjoy the initial bonus after meeting the spending criteria.
Negative points
- 5% Cashback Limit:Applicable only up to $2,000 per quarter.
- International Transaction Fees:Fees applicable to purchases abroad.
- Limited Categories:Only two 5% categories can be chosen per quarter.
How to apply for U.S. Bank Cash+ Signature
To get your U.S. Bank Cash+ Signature, simply apply online as follows:
- Visit the U.S. Bank website;
- Navigate to the credit cards section;
- Select U.S. Bank Cash+ Signature;
- Click on “Next Step: Apply“;
- Fill out the form with your information;
- Review the terms and conditions;
- Submit your application and wait for approval.
