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The TDECU Buc-ee’s credit card is an excellent option for those who want to save and make the most of their purchases. Issued under the Mastercard brand, you can use it both at Buc-ee’s locations and other establishments.
By choosing this card, you are selecting a financial ally that understands your needs and offers exclusive benefits. Whether to fuel your car or buy the famous Beaver Nuggets, this card is ready to make each transaction more advantageous.
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Curious to know more about the card? Keep reading and discover all the details and benefits waiting for you.
About the Issuer
TDECU (Texas Dow Employees Credit Union) is the largest credit union in the Houston area, offering a wide range of financial services. Founded in 1955, TDECU’s mission is to provide financial solutions that meet the needs of its members, always focusing on excellence and innovation.
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With 37 branches spread across the region, TDECU serves thousands of members, offering products and services ranging from checking and savings accounts to loans and credit cards. The credit union is known for its commitment to the community and its constant pursuit of benefits that truly make a difference in the lives of its customers.
The partnership with Buc-ee’s is a clear example of this commitment. Buc-ee’s, famous for its large convenience stores and exclusive products, found in TDECU an ideal partner to offer a credit card that meets the expectations of its loyal customers, providing savings and convenience with every purchase.
Benefits
Travel Benefits: Count on global services provided by Mastercard, travel accident insurance, baggage delay insurance, and no currency conversion fees.
Fuel Discount: The TDECU Buc-ee’s card offers a 10-cent-per-gallon discount when refueling at any Buc-ee’s gas station. This means direct and immediate savings on one of the most recurring expenses for drivers.
Store Discount: In addition to fuel, cardholders also receive a 5% discount on all purchases made inside Buc-ee’s stores. From snacks to souvenirs, your purchases become cheaper.
No Annual Fee: The card has no annual fee, making it an accessible and economical option for all consumers who regularly visit Buc-ee’s.
Rewards Program: With every purchase made outside of Buc-ee’s stores and gas stations, you earn points that can be redeemed for various products and services. It’s a way to be rewarded for your daily spending.
Fraud Protection: The TDECU Buc-ee’s card comes with advanced fraud protection, ensuring your transactions are safe and secure at all times.
International Acceptance: Shop at millions of locations both domestically and internationally with Mastercard.
TDECU Buc-ee’s – Fees and commissions
As previously highlighted, the TDECU Buc-ee’s credit card has no annual fee, a detail that attracts many customers seeking savings and benefits. Additionally, you can make cash advances without incurring fees.
The annual percentage rate (APR) for purchases has an introductory APR of 0% for six months. After this period, the standard variable APR begins to be charged and ranges from 7.99% to 17.99%.
The late payment fee is up to $25, so it’s important to pay your bills on time to avoid this charge. For expedited card delivery, there is a fee of $37.50.
Card limit
The initial credit limit for TDECU Buc-ee’s is established based on the creditworthiness and available income of the applicant. The minimum amount is $500 but may vary depending on these factors.
Creditworthiness analysis includes evaluating payment history, the amount of debt, and credit score. Available income, in turn, is examined considering salary and other sources of income.
It’s important to note that the initially granted credit limit is not fixed. With responsible credit behavior, such as paying bills on time, TDECU can easily increase the limit.
This flexibility is especially relevant for those who want a higher credit limit to increase their financial freedom and have more flexibility in their expenses.
Positive points
- FUEL DISCOUNT:Save 5% every time you refuel at Buc-ee’s gas stations.
- MASTERCARD NETWORK:Accepted in the US and abroad.
- NO ANNUAL FEE:No annual costs to maintain the card.
Negative points
- LATE PAYMENT FEES:Avoid late payments to avoid these fees.
- ELIGIBILITY:A good credit history in the market is required to have the card approved.
- LIMITED BENEFITS:Although it offers some attractive benefits, these are limited.
How to apply for TDECU Buc-ee’s
- Go to the official TDECU website;
- Click on the “Apply Now” button;
- Fill in the fields with your name and email;
- Then, provide your phone number for a verification code to be sent;
- Once you receive the code, enter it on the TDECU website;
- Now you can start filling out the official card application form;
- Provide all the data requested by the platform, including your address;
- Submit the form and wait for your application to be reviewed;
- If you meet the eligibility criteria defined by the financial institution, the card will be approved and delivered to your address.
How to contact TDECU
For more information about TDECU Buc-ee’s or its application process, it is recommended to contact the issuing bank directly through one of the channels below:
- Use the chat available on the official bank website;
- Call 877-404-1009.
The TDECU Buc-ee’s card is more than just a payment method: it is a tool to save and enjoy your shopping even more. Don’t waste time, apply for yours now and start enjoying all the benefits it has to offer!