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The Discover It Miles credit card is an excellent choice for those looking for a practical and efficient credit card. With it, you can earn miles on every purchase, without the need to monitor specific spending categories and still pay no annual fee.
This card not only facilitates the accumulation of miles but also allows you to use them in various ways, whether for travel or as a statement credit. The simplicity of the rewards program makes it attractive to all consumer profiles.
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Additionally, it can be used to make payments at millions of establishments, both physical and online. Want to know how to get your card? Then keep following our content!
About the Issuer
The Discover It Miles is issued by Discover Financial Services, one of the leading financial institutions in the U.S. The company is known for its excellent reputation and U.S.-based customer service, available 24/7.
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Discover Financial Services offers a range of financial products, including credit cards, student loans, and bank accounts. Its commitment to security and customer satisfaction makes the Discover It Miles a reliable and safe option.
With a long history of innovation and customer service, Discover stands out in the competitive credit card market, ensuring users always have the best possible experience.
Benefits
Miles Accumulation: The Discover It Miles allows you to earn 1.5 miles for every dollar spent on any purchase. This accumulation rate is competitive and simplifies the process of earning rewards, as there is no need to worry about specific spending categories.
First-Year Mile Match: At the end of the first year, Discover will match all the miles you have accumulated. This means that if you earn 20,000 miles in the first year, Discover will add another 20,000 miles, doubling your rewards.
No Foreign Transaction Fees: One of the great advantages of the Discover It Miles is the absence of foreign transaction fees. This makes the card an excellent choice for frequent travelers who want to avoid additional costs on international purchases.
In-Flight Wi-Fi Credit: Receive an annual $30 credit for in-flight Wi-Fi use. This benefit is ideal for those who need to stay connected during their travels.
Flexible Miles Redemption: Accumulated miles can be used in various ways, as a statement credit for travel expenses, purchases on Amazon, or even as a deposit in your bank account. This flexibility ensures you get the most out of your rewards.
Access to Exclusive Offers: Discover It Miles credit card cardholders also have access to exclusive offers and discounts at selected partners. These offers can vary and include everything from restaurant discounts to online store promotions.
Discover it Miles Credit Card – Fees and commissions
The Discover It Miles has no annual fee, making it an economical option for those who want to accumulate miles without extra costs. Interest rates vary according to the user’s credit evaluation, which can be competitive compared to other cards on the market.
It is important to highlight that interest rates and commissions can be changed by Discover itself. So always check the current terms on the bank’s official website before committing.
Card limit
The credit limit of the Discover It Miles is determined based on your credit analysis at the time of application. Customers with a good credit history generally get higher limits, allowing for greater financial flexibility.
If you need a credit limit increase, Discover offers the possibility of periodic reviews, which can be requested directly through the app or customer service.
Positive points
- Simple Rewards Program:Earn 1.5 miles per dollar spent on any purchase.
- No Annual Fees:Guaranteed savings with the absence of an annual fee.
- Security and Customer Service:24/7 U.S.-based customer service.
Negative points
- No Purchase Rewards:Does not offer bonuses in specific categories like supermarkets or gas stations.
- Not Ideal for Large Travel Expenses:Lacks premium benefits for major travelers.
- Variable Interest Rates:Interest rates can be high depending on the credit analysis.
How to apply for Discover It Miles Credit Card
- Visit the official Discover website;
- Click on “Apply Now“;
- Fill out the form with your personal information;
- Submit the application and wait for the credit analysis;
- Receive approval and the card by mail.
How to contact Discover
To contact Discover, you can use:
- Customer Service: 1-224-888-7777 or 1-800-347-2683
- Online Chat: Use the online chat available on the official website.
The Discover It Miles credit card is an excellent choice for those seeking simplicity and flexibility in a rewards credit card. Apply for yours today and start accumulating miles to use as you wish!
