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The Continental Finance Reflex credit card is an ideal solution for those looking to rebuild their credit. With acceptance at thousands of establishments in the US and abroad, you can use it to shop wherever you want.
This credit card offers the possibility of pre-qualification without impacting your score, facilitating the application process and increasing your chances of approval. Additionally, it can be managed via an app.
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If you want a credit card with reduced bureaucracy and significant advantages, keep reading our post to know everything this financial option comes with and find out how to apply!
About the Issuer
The Continental Finance Reflex credit card is issued by Celtic Bank, a reputable financial institution known for its security and reliability. Celtic Bank has a long history of offering innovative and accessible financial products for various customer profiles.
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The partnership between Continental Finance and Celtic Bank results in a robust product that meets the needs of consumers with bad or limited credit. Celtic Bank’s mission is to provide financial solutions that promote growth and financial stability for its customers.
With the Reflex Mastercard, Celtic Bank offers an unsecured credit card that helps consumers rebuild their credit efficiently and securely.
Benefits
Pre-qualification without credit impact: Pre-qualification allows you to see your chances of approval without affecting your credit score, providing more security when applying. This is ideal for consumers concerned about maintaining their score intact while exploring their credit options.
Free access to monthly credit score: Monitor your progress easily through free access to your Vantage 3.0 score, available when opting for e-billing. This benefit allows users to regularly track their credit performance and adjust their financial habits as needed.
Widespread acceptance: The Reflex Mastercard is accepted at millions of establishments that accept Mastercard in the US and abroad, providing convenience for your daily purchases and travel. This makes the card extremely practical for various payment situations.
Initial credit limit of $300 to $1,000: The card offers an initial credit limit that can be increased after six months of responsible use, encouraging good financial habits. This feature is especially useful for those trying to rebuild their credit, as it offers a tangible reward for good financial behavior.
No security deposit: The Reflex Mastercard is an unsecured credit card, ideal for those who do not want to tie up money in a deposit. This makes it an attractive option for those who may not have funds available for an initial deposit but still need a credit card to rebuild their history.
Continental Finance Reflex Credit Card – Fees and commissions
The Continental Finance Reflex credit card has a transparent fee structure, allowing customers to make a clear and informed decision. To use it, an annual fee is required.
For more information on the fees and charges of this credit card, we recommend visiting the official Continental Finance website, which also has a section dedicated to clarifying doubts.
Card limit
The initial credit limit of the Reflex Mastercard varies between $300 and $1,000, depending on the applicant’s financial profile. This limit can be adjusted after six months of responsible use of the card, encouraging positive financial behaviors.
The limit increase is granted based on payment history and card usage, providing greater financial flexibility in the long term and helping you rebuild your history with ease.
Positive points
- Pre-qualification without credit impact:See your chances of approval without affecting your score.
- Access to monthly credit score:Easily monitor your credit progress.
- No security deposit:Ideal for those who do not want to tie up money in a deposit.
Negative points
- High APR rate:The Reflex Mastercard has a high interest rate.
- Approval:In some cases, approval can take up to 30 days.
- No rewards program:It does not offer incentives like cashback or points.
How to apply for Continental Finance Reflex
- Visit the official Continental Finance website;
- Fill out the pre-qualification form;
- Receive the pre-qualification results without impacting your score;
- Complete the application with your personal and financial information;
- Submit the application and wait for approval;
- Receive your card and welcome materials by mail;
- Activate your card by phone within 30 days.
