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The Chase Sapphire Preferred credit card is one of the best options for those who want to accumulate points. With generous rewards and exclusive benefits, it is ideal for those seeking a financial experience that goes beyond the basics.
Issued under the Visa banner, you can use it to make purchases at millions of establishments around the world, whether physical or virtual. And that’s not all, as the banner is also responsible for granting various benefits.
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Don’t miss the chance to discover all the advantages this credit card can offer. Keep reading to see how it can transform the way you spend and accumulate points!
About the Issuer
The Chase Sapphire Preferred is issued by Chase Bank, one of the largest and most respected financial institutions in the United States. Known for its innovative financial products, Chase has a long history of customer service and reliable banking solutions.
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The card is part of Chase’s Ultimate Rewards line, offering points that can be redeemed in various ways, including travel, shopping, and transfers to travel partners. This flexibility makes the Chase Sapphire Preferred an excellent option for those looking to maximize their points.
Additionally, being a Visa Signature card, it offers a series of additional benefits, such as access to the Visa Signature luxury hotel collection and various travel and purchase protections.
Credit Card Benefits
Generous Signup Bonus: Earn 60,000 bonus points after spending $4,000 in the first three months of account opening. These points can be redeemed for $750 in travel through Chase Ultimate Rewards.
Accelerated Earnings in Specific Categories: Earn extra points on travel purchased through Chase Ultimate Rewards, dining, select streaming services, and online grocery purchases, and points on all other travel expenses.
Travel Protections: Enjoy primary car rental insurance, trip cancellation/interruption insurance, and baggage delay coverage.
No Foreign Transaction Fees: Use the card on your international travels without worrying about additional fees.
Annual Hotel Credit: Receive a $50 credit for hotel bookings made through the Chase travel portal each account anniversary.
Anniversary Bonus: Earn a points bonus equivalent to 10% of the total points earned from purchases in the previous year.
Chase Sapphire Preferred Card Fees and Comissions
The card has an annual fee of $95. International transaction fees are waived, advantageous for overseas travel. Other fees include variable APR costs ranging from 21.49% to 28.49%.
Note: Fees may be updated by the bank without prior notice. Always check the most recent information on the official Chase Bank website.
Credit card limit
The credit limit for the Chase Sapphire Preferred varies based on the applicant’s credit analysis. Generally, limits start around $5,000 but can be significantly higher for those with excellent credit history.
This limit offers sufficient flexibility to make large purchases and efficiently accumulate points. Additionally, the limit can be reviewed and increased periodically based on responsible usage and timely payments.
Positive points
- No Foreign Transaction Fees:Use your card for overseas travel without worrying about additional fees.
- Flexible Points Program:Points are versatile, usable for travel, dining, and more.
- Premium Travel Services:Access to airport VIP lounges and exclusive concierge services.
Negative points
- Annual Fee:$95 annual cost that may be a barrier for some users.
- High Spending Requirements:Need to spend $4,000 in the first 3 months to get the bonus.
- Variable APR:Interest rates can be high depending on credit profile.
How to apply for Chase Sapphire Preferred
- Visit the Chase website;
- Navigate to the credit cards section and select Chase Sapphire Preferred;
- Complete the application form with your personal and financial information;
- Submit the application for review.
How to contact Chase Sapphire Preferred
Customer service for the card is available by phone:
- Phone: 1-800-432-3117
The Chase Sapphire Preferred is an amazing card for consumers who want to maximize their reward points. With incredible benefits and competitive fees, it stands out as an excellent option in the credit card market. Don’t waste time and apply for yours today!
