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The Chase Ink Business Cash is one of the most sought-after credit cards by small business owners. This card not only facilitates everyday purchases but also offers attractive rewards that can help grow your business.
In addition to being easy to use, this card stands out for its efficiency. With no annual fees and a comprehensive rewards program, it perfectly fits the needs of various businesses.
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Want to learn more about how the Chase Ink Business Cash can transform your business finances? Keep reading and discover all the details about this incredible card and how it might be the missing piece to boost your finances.
About the Issuer
Chase Bank, also known as JPMorgan Chase & Co., is one of the most renowned financial institutions in the world. With a rich and solid history, Chase offers a wide range of banking services, from checking accounts to credit cards.
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Recognized for its reliability and innovation, Chase strives to provide financial products that meet the needs of its customers. The Chase Ink Business Cash is a clear example of this dedication, offering a combination of benefits and ease of use.
If you are looking for a trustworthy financial partner, Chase is a safe choice. They not only provide high-quality products but also offer exceptional customer support.
Benefits
Cashback on Office Purchases and Telecommunications Services: With the Chase Ink Business Cash, you can earn 5% cashback on your office supply, internet, phone, and cable TV service expenses, up to $25,000 per year. This benefit is ideal for businesses that spend significantly on these essential items.
Cashback on Fuel and Restaurants: The card offers 2% cashback on gas station and restaurant purchases, again up to $25,000 per year. This means that even business meals and company car fueling can yield significant rewards.
Cashback on All Other Purchases: For all other purchases, you earn 1% cashback. With no limits, you can accumulate rewards on any purchase you make with the card, ensuring that every cent spent is rewarded.
Additional Benefits: The Chase Ink Business Cash also offers a range of additional benefits, such as fraud protection with Zero Liability Policy, primary rental car insurance for business purposes, and extended warranty protection on eligible products.
Card Chase Ink Business Cash – Fees and commissions
The Chase Business Cash Ink credit card has no annual fee, making it an economical option for businesses. Additionally, the introductory annual percentage rate (APR) for purchases is 0% for the first 12 months after account opening.
The balance transfer APR ranges from 18.49% to 24.49%, based on each customer’s creditworthiness and other factors. For cash advances, the rate is 29.99% and may vary based on the Prime Rate.
Other important fees include late payment and returned payment fees, both at $40 each. For foreign transactions, there’s a charge of 3% of the transaction amount.
Card limit
The Chase Ink Business Cash card offers a credit limit that can vary widely depending on various factors, including the solvency of the applying company and the owner’s credit score.
This card is designed for small businesses and may provide initial limits typically starting around $3,000 to $5,000, which can increase substantially with responsible usage and a history of timely payments.
The maximum limit is not rigidly defined and can exceed $25,000 for companies with excellent financial histories. Chase also considers the company’s annual revenue and ability to pay when setting the credit limit.
Positive points
- GREAT REWARDS:Cashback categories offer excellent advantages for businesses.
- NO ANNUAL FEE:Save money with a zero annual fee.
- AUTOMATIC CREDIT LIMIT INCREASE:As a Chase cardholder, you are automatically considered for a credit limit increase every 6 months or less.
Negative points
- LIMITATION ON CASHBACK CATEGORIES:Cashback categories are specific and may not cover all business expenses.
- LATE PAYMENT INTEREST RATE:The interest rate can be high if you do not pay the full balance every month.
- ELIGIBILITY:Eligibility criteria may be stringent.
How to apply for Chase Ink Business Cash
- Visit the official Chase bank website;
- Next, choose between “Sign in to apply faster” or “Apply as a guest”;
- A standard form will open, requiring careful completion with details about your company;
- Read all terms related to the Chase Ink Business Cash credit card carefully;
- Finally, click on “Submit“;
- Wait for the bank to review your application;
- When the card is approved, it will be delivered to the address provided at the time of application.
How to contact JP Morgan Chase Bank
For more information about the Chase Ink Business Cash card and its application process, simply contact JP Morgan Chase bank through one of the following methods:
- Customer service: 1 800 935 9935
Don’t miss the opportunity to turn your daily expenses into real earnings. Apply for your Chase Ink Business Cash today and start enjoying all the benefits it has to offer!