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The Capital One SavorOne Rewards credit card is the ideal choice for those looking to maximize the benefits of their daily purchases. From dining out to grocery shopping, you can earn cashback to use as you wish.
Besides being an excellent financial ally, this card stands out for its ease of use and no annual fee. This way, customers enjoy the benefits without having to bear excessive fees.
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Don’t miss the opportunity to learn about the main benefits and how to apply for your card. Next, we will highlight all the advantages it offers, and you will also learn about the fees, check it out!
About the Issuer
Capital One is one of the most respected financial institutions in the United States, known for its innovation in credit products and banking services. Founded in 1994, Capital One has excelled in the market with a wide range of credit cards tailored to consumer needs.
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With the Capital One SavorOne Rewards, Capital One reaffirms its commitment to providing high-quality products that offer real value to its users. This card is proof of the company’s dedication to offering financial solutions that truly make a difference.
If you are looking for a reliable card with plenty of benefits, the Capital One SavorOne Rewards credit card is an excellent choice.
Benefits
1% Cashback: Cashback: Receive 3% cashback on selected purchases and 1% on all other purchases.
$200 Bonus: Earn a $200 bonus after spending $500 in the first three months from account opening.
0% Introductory APR: Enjoy a 0% introductory APR on purchases and balance transfers for 15 months. After the introductory period, the variable APR will be 14.99% to 24.99%.
No Foreign Transaction Fees: Use your card internationally without incurring foreign transaction fees, a significant advantage for frequent travelers.
Purchase Protection: Reimburses the price difference of an eligible purchase if you find the same item at a lower price within a certain period.
Extended Warranty: Double the manufacturer’s warranty protection up to one additional year for warranties of three years or less.
Rental Car Coverage: Access collision and theft damage coverage for rental vehicles when you decline the rental company’s coverage.
Master RoadAssist Service: 24-hour roadside assistance for services like towing, battery jump-start, fuel delivery, and more.
Premium Access with OpenTable: Exclusive reservations at selected restaurants through OpenTable.
Capital One CreditWise: Free access to your VantageScore 3.0 from your TransUnion credit report, plus insights from your TransUnion report.
Theft and Damage Protection: Pay your monthly phone bill with the card and get coverage against damage and theft of your cell phone.
No Annual Fee: Enjoy all these benefits without paying an annual fee, making the card an economical option.
Redemption Flexibility: Rewards can be redeemed as statement credits, physical checks, or gift cards. The most straightforward and convenient option is redemption as a statement credit.
Capital One SavorOne Rewards Credit Card – Fees and commissions
The Capital One SavorOne Rewards has no annual fee, making it an economical option for those looking to maximize their benefits without additional costs. The interest rate varies between 19.99% and 29.99% after the 0% introductory period for 15 months.
The mentioned fees may be updated by the issuing bank of this credit card, and you can check the current terms directly on the official Capital One website.
Card limit
The credit limit of the Capital One SavorOne Rewards credit card is based on the applicant’s credit analysis. Users with a good credit history tend to receive higher limits, providing more financial flexibility.
Having an adequate credit limit is essential for managing your finances effectively. If you have a good credit history, you are likely to enjoy a more generous limit.
Positive points
- No Annual Fee:Save money without paying an annual fee.
- Cashback:Receive significant rewards on common purchases.
- No Foreign Transaction Fees:Ideal for frequent travelers.
Negative points
- Credit Requirements:Requires good or excellent credit for approval.
- Application Limits:Limit of two approved cards in 30 days.
- Eligibility:Good credit history needed for approval.
How to apply for Capital One SavorOne Rewards
To apply for your Capital One SavorOne Rewards credit card, follow these instructions:
- Visit the official Capital One website;
- Go to the credit card section and select the Capital One SavorOne Rewards;
- Click “Apply now”;
- Fill out the online application form and answer the simple questions;
- Submit your personal and financial information;
- Wait for the credit analysis;
- Receive your card at home upon approval.
How to contact Capital One
For assistance, contact Capital One through the following means:
- Phone: 1 877 383 4802;
- Branches: Visit a physical Capital One branch for in-person assistance.
The Capital One SavorOne Rewards credit card is an excellent choice for those who want to accumulate cashback without paying an annual fee. Don’t waste time and apply to earn the welcome bonuses!
