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Have you ever thought about turning your daily purchases into significant advantages? With the Bank of America Travel Rewards credit card, this is entirely possible! This card is perfect for those who love to explore the world without complications.
The idea of earning points while making everyday purchases sounds good, doesn’t it? With this card, you earn 1.5 points for every dollar spent. It’s that simple. There’s no need to spend a fortune on airfare or hotels to start earning.
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But wait, there’s more. Besides not having an annual fee, the card offers an irresistible welcome offer: 25,000 bonus points. Keep reading to find out how to apply for your card and receive all these benefits!
About the Issuer
Bank of America is one of the largest and most respected banks in the United States. With a long history of financial services, it is known for its solidity and innovation. The bank offers a wide range of products, from bank accounts to credit cards and investments.
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Bank of America not only makes life easier for its customers with a network of branches and ATMs but also provides top-notch customer service. Whether online or in-person, you will always find the necessary support.
Additionally, the bank is committed to sustainability and social responsibility. They invest in communities and promote eco-friendly initiatives, making a difference wherever they are present.
Benefits
Flexibility: Use your points for statement credits and pay for flights, hotel stays, vacation rentals, baggage fees, and even meals at restaurants, including delivery.
Points on All Purchases: Earn 1.5 points for every dollar spent on any purchase. No limits or complicated categories, it’s simple and straightforward.
Welcome Offer: Receive 25,000 bonus points by spending $1,000 in the first 90 days. This is equivalent to a $250 credit for your travels.
No Annual Fee: Use your card without worrying about annual fees. This means more savings for your trips.
No Foreign Transaction Fees: Travel the world without worrying about extra fees when using your card abroad.
Additional Rewards for Preferred Rewards Members: If you are part of the Preferred Rewards program, you can earn 25% to 75% more points on every purchase.
Low Introductory APR: Enjoy 0% introductory APR for 15 billing cycles on purchases. After that, rates vary between 18.24% and 28.24%.
Bank Of America Travel Rewards – Fees and commissions
Before applying for the Bank Of America Travel Rewards, it’s essential to know its fees and charges. Currently, you can enjoy all the benefits that come with this card without having to pay an annual fee.
Additionally, there’s a 0% introductory APR for the first 15 cycles, and after the offer ends, the variable rate ranging from 19.24% to 29.24% for the standard APR set by the bank starts to apply.
There’s also the balance transfer fee, which is 3% during the first 60 days after opening your account. After this period, the fee increases to 4% for all future balance transfers.
Card limit
The credit limit varies based on the individual credit analysis of each person interested in acquiring the Bank Of America Travel Rewards card. If you want a higher limit, it’s important to have a good credit history.
Additionally, cardholders can request a limit increase after a period of responsible use by paying all bills on time. This way, the bank understands that you’re a good consumer and grants more credit.
Positive points
- GENEROUS REWARDS:Earn points on all purchases without limits.
- REDEMPTION FLEXIBILITY:Use points for travel, hotel stays, and much more.
- NO ANNUAL FEE:There’s no annual fee to use this credit card.
Negative points
- REQUIREMENTS:Approval depends on your credit score.
- BALANCE TRANSFER FEE::Although common, the balance transfer fee can be an inconvenience.
- LIMITATION TO EARN BONUS POINTS:To earn 25,000 bonus points, you need to spend at least $1,000 within the first 90 days.
How to apply for Bank Of America Travel Rewards
- Visit the official Bank of America website;
- Carefully review all card-related information;
- Click on “Apply Now”;
- Fill in the requested details, including personal and financial information;
- Proceed through the remaining steps of the application until all form fields are filled;
- Submit your application;
- Wait for the bank’s credit analysis and decision;
- Once approved, you will receive the card at the provided address within a few days.
How to contact Bank Of America
For more information or to clarify any doubts about the Bank Of America Travel Rewards, contact the bank through one of the following channels:
- 800 932 2775;
- Visit the nearest Bank Of America branch;
- Use the chat available on the institution’s official website.
Having a comprehensive and beneficial payment method has never been easier. Don’t waste time and apply for your Bank Of America Travel Rewards credit card today to start enjoying everything it has to offer!
