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The American Express Hilton Honors Surpass credit card is a special tool for anyone looking to turn spending into rewards. With it, all your purchases generate points, and you can still enjoy various additional benefits.
This card offers daily use advantages, ranging from wide acceptance to comprehensive insurance. With a sophisticated design and practical features, it’s the perfect complement for those seeking convenience and rewards.
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Want to know more about how the Hilton Honors Surpass can transform your shopping and add value to your daily life? Keep reading and discover all the details and benefits of this exclusive card!
About the Issuer
American Express is the issuer of the Hilton Honors Surpass card, globally recognized for its excellence in financial services. With a solid history and strong global presence, American Express offers high-quality and reliable financial products.
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As an issuer, American Express stands out for superior customer service, providing exceptional support and personalized services. Additionally, the company is a leader in financial innovations, constantly improving its offerings to better serve its customers.
The partnership between American Express and Hilton Honors results in highly attractive financial products, combining travel benefits with exclusive rewards, ideal for discerning consumers.
Benefits
Points Accumulation at Hilton Hotels: With the Hilton Honors American Express Surpass card, you earn 12x points per dollar spent at Hilton hotels. This benefit is especially valuable for frequent guests of the Hilton network.
Points at Restaurants, Supermarkets, and Gas Stations: The card offers 6x points per dollar spent in these categories in the U.S., helping maximize your points on essential daily purchases. This benefit is great for those looking to accumulate points without needing to travel constantly.
Points on Online Purchases: Receive 4x points per dollar spent on online purchases in the U.S., making the card useful for all your digital shopping needs. With the growing popularity of online shopping, this benefit is increasingly relevant.
Gold Status in Hilton Honors: Automatically enjoy benefits like free breakfast, room upgrades, and late check-out by obtaining Gold status in the Hilton Honors program. This status offers significant advantages that enhance the lodging experience.
Free Nights: Earn a free night after spending $15,000 in a year, allowing for even more rewarding stays. This benefit is ideal for those planning major trips and wanting to extend their stays at no additional cost.
No Foreign Transaction Fees: Travel internationally without worrying about extra fees on your purchases abroad. This benefit saves money and facilitates transactions during international travels.
Free ShopRunner Membership: Enjoy free two-day shipping from many participating online stores, thanks to the free ShopRunner membership offered by the card.
Secondary Rental Car Insurance: Get secondary coverage against damage and theft when renting cars with your card, providing greater peace of mind during your travels.
Travel Accident Insurance: Receive coverage for accidental death or dismemberment when traveling on common carriers, provided the tickets are purchased with the card.
Extended Warranty: Extend the original manufacturer’s warranty by up to two years on eligible products purchased with the card, providing greater protection for your purchases.
American Express Hilton Honors Surpass credit card – Fees and commissions
The card has an annual fee of $150, a competitive rate considering the benefits offered. Interest rates range from 20.99% to 29.99% APR, depending on your credit.
It’s important to be aware that these rates may be updated by the card issuer, so check the current terms on the official American Express website to make a more informed and transparent application.
Card limit
The credit limit of the American Express Hilton Honors Surpass card depends on the individual credit analysis of the applicant, which is carried out after submitting the digital form containing personal and financial information.
American Express considers various factors when determining the limit, including credit history, income, and other financial obligations. This ensures that the granted limit is appropriate to each customer’s financial profile.
Positive points
- Generous Points Accumulation:12x points at Hilton hotels and up to 6x in other popular categories.
- Gold Status Benefits:Access to exclusive perks like free breakfast and room upgrades.
- Wide Acceptance:Can be used at millions of establishments.
Negative points
- Annual Fee:The $150 fee can be a deterrent for some users.
- High Spending Requirements:Annual spending of $15,000 for a free night may be challenging for some.
- Approval Requirements:Good credit history is necessary for approval.
How to apply for American Express Hilton Honors Surpass
- Visit the American Express website;
- Navigate to the Hilton Honors Surpass page;
- Click “Apply Now“;
- Fill in your personal information;
- Enter your income details;
- Review the terms and conditions;
- Submit your application;
- Discover if you are pre-approved without impacting your credit profile;
- If pre-approved, make the official application and receive your card once issued.
How to contact American Express
For support regarding the Hilton Honors Surpass Card American Express, use the following contacts:
- 1 800 528 4800: For those who already have an account;
- 1 888 297 1244: For non-customers who want to acquire a personal card;
- American Express App: Contact the company via chat.
The American Express Hilton Honors Surpass credit card is an excellent choice for those who want to make the most of their daily purchases. Don’t waste time and apply now to start enjoying all the exclusive benefits!
