American Express Gold Credit Card

The American Express Gold credit card stands out in the wallet of those who love exclusivity. With a comprehensive points program and incredible benefits, it proves to be much more than just a means of payment.

This card was specially developed to meet all the financial needs of its customers, who have the peace of mind of relying on a truly complete, secure, and efficient payment method in their daily lives.

If you no longer want to rely on cards that have nothing to offer, this option from American Express might be exactly what you need. Keep reading to find out all the details about this card, including how to apply!

About the Issuer

American Express, founded in 1850, is one of the most respected financial institutions in the world. With a wide range of credit cards and financial services, Amex is known for its excellent customer service and exclusive benefits for its cardholders.

In addition to its solid reputation, American Express is a pioneer in rewards programs and customer perks. The Gold card is one of the prime examples, offering valuable points and annual credits that can be used in various situations.

If you are looking for a card that combines prestige, generous rewards, and first-class service, American Express is a tough choice to beat due to the numerous benefits offered to cardholders.

Benefits

Rewards on Dining and Groceries: With the American Express Gold, you earn 4 Membership Rewards points for every dollar spent at restaurants, including delivery and takeout, and at US supermarkets, up to $25,000 per year.

Annual Dining Credit: Receive up to $120 in annual dining credits, distributed as $10 per month, when you use the card at selected partners like Grubhub, The Cheesecake Factory, and others.

Uber Credit: Add your Gold card to your Uber account and receive $10 in Uber Cash per month, totaling up to $120 per year, which can be used on rides or Uber Eats orders.

Credit for Hotel Experiences: Earn a $100 credit when booking two or more consecutive nights at hotels from The Hotel Collection, to be used on qualifying expenses such as dining or spa treatments.

No Foreign Transaction Fees: Use your Gold card anywhere in the world without worrying about foreign transaction fees, a great advantage for frequent travelers.

Travel Protections: Enjoy insurance for travel delays, baggage delays, and rental car damage, ensuring more peace of mind on your adventures.

American Express Gold – Fees and commissions

To enjoy the multitude of benefits that the American Express Gold offers, an annual fee of $250.00 is required. Although this is a high amount, it grants access to many premium advantages that only Amex can offer.

The annual percentage rate (APR) for pay-over-time features varies based on your credit quality and other factors established at the time of account opening, ranging from 21.24% to 29.24%.

The APR for cash advances is 29.99% and can vary with the market, being based on the Prime Rate. There is a charge of $10.00 or 5% of the amount for each cash advance.

Remember that fees are subject to change without notice, so it is always good to check the current terms directly on the American Express website.

Card limit

The credit limit of the American Express Gold card varies based on the applicant’s profile and credit history, but the limit granted is usually quite high due to its premium financial solution.

Additionally, there is the possibility of obtaining a credit limit increase over time, so it is important to always pay your bills on time and maintain a good relationship with American Express to get more credit.

How to apply for – American Express Gold

1. Access the American Express website;
2. On the American Express Gold page, check everything it offers before applying;
3. Then click on “Apply now”;
4. The application process has three steps. First, choose the card color between gold and rose, and fill in your first name, last name, date of birth, total annual income, and more;
5. Continue to see the card-related terms;
6. Submit the application and find out if the card is approved for you, noting that there will be no impact on your credit score at this stage;
7. If you accept the terms and want to acquire the card, it will be issued and delivered to your address. After acceptance, your credit score may be affected.

How to contact American Express

For more information or to apply for the card, contact American Express through the channels below:

• 1-888-297-1244 – For non-customers interested in acquiring a personal card;
• 1-800-528-4800 – For existing account holders;
• American Express App – Contact the company via chat.

The American Express Gold credit card is a card full of benefits. Don’t waste time; sign up today and start enjoying all the exclusive advantages it offers!