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The American Express Blue Cash Everyday credit card is an excellent choice for those seeking cash rewards on everyday purchases. With international acceptance and extensive security, it can transform your finances.
With this card, you can earn up to 3% cashback on essential purchases, making it easier to save on the family budget. Additionally, it comes with various advantages, such as attractive introductory interest rates and welcome bonuses.
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If you’re tired of basic cards with high fees and few benefits, this option from American Express will surprise you. Keep reading to learn much more about this standout card!
About the Issuer
The American Express Blue Cash Everyday credit card is issued by American Express, one of the most recognized financial services companies in the world. Known for its excellent customer service, American Express offers various credit cards and financial services.
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The company stands out for its commitment to security and innovation, providing customers with a reliable and efficient experience. This card, in particular, reflects the company’s dedication to offering credit solutions that add value to consumers’ daily lives.
With a history of high customer satisfaction, American Express continues to be a popular choice among those seeking trust and exclusive benefits when acquiring a credit card.
Benefits
Cashback at Supermarkets: With the American Express Blue Cash Everyday card, you earn 3% cashback on purchases made at U.S. supermarkets, up to a limit of $6,000 per year. After reaching this limit, supermarket purchases continue to earn 1% cashback.
Cashback at Gas Stations: Consumers can also earn 3% cashback on purchases made at U.S. gas stations, up to a limit of $6,000 per year. Like supermarket purchases, after reaching this limit, gas station purchases earn 1% cashback.
Cashback on Online Purchases: Another significant benefit is 3% cashback on purchases made at U.S. online stores, up to a limit of $6,000 per year. After reaching this limit, online purchases earn 1% cashback.
Welcome Bonus: New cardholders can earn a $250 statement credit bonus after spending $2,000 in the first six months. This bonus is an effective way to start accumulating rewards right from the start.
Subscription Credits: Cardholders can receive up to $7 back per month for Disney Bundle subscriptions (including Disney+, Hulu, and ESPN+) after spending $9.99 or more on an eligible subscription. Additionally, you can earn up to $15 back per month on purchases at Home Chef, a meal kit delivery service.
Car Rental and Purchase Protection: When you use the card to pay for a car rental, you receive secondary coverage in case of damage or theft. Additionally, purchases made with the card are protected against loss or damage for up to 120 days, with a limit of $1,000 per purchase and $50,000 per year.
ShopRunner: Cardholders receive a free ShopRunner membership, offering free two-day shipping on eligible purchases from participating retailers. Registration is required to take advantage of this benefit.
American Express Blue Cash Everyday credit card – Fees and commissions
The American Express Blue Cash Everyday card has no annual fee and offers a 0% introductory APR on purchases and balance transfers for the first 15 months. After this period, the variable APR will be 19.24% to 29.99%.
It’s important to remember that fees and charges can be updated by Amex. Always check the current terms directly on the company’s website for a more secure and calm application process.
Card limit
The credit limit of the American Express Blue Cash Everyday card varies based on the applicant’s credit analysis. Factors such as credit history, income, and existing debts are considered to determine the limit.
Having a good credit history can help obtain a higher limit, providing greater financial flexibility. Once approved, customers may be able to increase their limit after using the credit responsibly for some time.
Positive points
- No Annual Fee:No annual cost to maintain the card.
- Cashback:High cashback rates in essential categories.
- Welcome Bonus:$250 statement credit after initial spending.
Negative points
- Foreign Transaction Fee:2.7% on international purchases.
- Cashback Cap:$6,000 per year limit for 3% cashback categories.
- High APR After Introductory Period:Variable interest rate can be high.
How to apply for American Express Blue Cash Everyday
- Visit the American Express website;
- Select “Credit Cards” and choose Blue Cash Everyday;
- Click on “Apply Now“;
- Fill out the form with your personal information;
- Review the terms and conditions;
- Submit the application and see if you are pre-approved without impacting your credit score;
- If this initial review is positive, submit the official application;
- Wait for the credit analysis;
- Receive the decision by email;
- If approved, wait for the card to be issued.
How to contact American Express
For more information or assistance, you can contact American Express through the following channels:
- 1 888 297 1244 – For those who are not yet customers.
- 1 800 528 4800 – For existing customers.
- American Express App – Contact via app.
If you are looking for a no-annual-fee credit card that offers attractive rewards on daily purchases, the American Express Blue Cash Everyday is an excellent option. Enjoy the benefits and simplify your finances today!
